“Pengaruh Fintech Payment, Lifestyle, Dan Lingkungan Kampus Terhadap Manajemen Keuangan Pribadi Mahasiswa Universitas Muhammadiyah Jember”. Jurnal Simki Economic, vol. 8, no. 2, June 2025, pp. 396-05, https://doi.org/10.29407/jse.v8i2.1231.