Literasi Keuangan, Manfaat Paylater, dan Locus of Control: Studi Perilaku Penggunaan Shopee Paylater di Kota Jambi. JSE [Internet]. 2025 Jul. 17 [cited 2026 Feb. 27];8(2):618-2. Available from: https://jurnal.unpkediri.ac.id/index.php/JSE/article/view/1368